Envelope IconFill 1 Copy 3Fill 1 Copy 3Fill 1 Copy 3cta_orangeFill 1Fill 1 CopyFill 1 Copy 7Fill 1 Copy 7Combined Shape Copy 6Map IconBurgerFill 1 Copy 3Phone IconPhone IconPhone IconTel IconIconFill 1GroupFacebookLinkedinShapeTwitterFill-1 ClippedGroup 2

Payment Calculator

Please use our payment calculator below to find out what your monthly instalment would be (subject to status).

How much would you like to borrow?


Over how many months?

24 Months
Total amount of credit £10,125*
Total amount repayable
Annual interest rate
Representative APR
Monthly instalment

* The rate that you may be offered could differ from the representative APR shown based on your personal circumstances, loan term and amount of credit. We charge an administration fee of £125 which will be added to your loan and will only be payable if your loan is funded.

Our Loans

  • From £5,000 to £20,000
  • Borrow up to the cost of your programme
  • Repayable over 1 to 5 years
  • Monthly repayments via direct debit
  • Guarantor loan available
  • Subject to Status and credit assessment

Our process

  • Calculate typical costs with our calculator
  • Complete the simple application form
  • Receive a call from us within 24 hours
  • Send us your income information
  • Receive your decision within 48 hours

Do I qualify?

  • I am enrolling with Access Fertility
  • I have been a UK resident for at least 1 year
  • I am currently employed
  • I do not have bad personal credit or active CCJs
  • I am happy to have a full credit check


We are here to listen and to work with you to ensure that the debt is managed and repaid with the least additional cost or time. We understand that situations may change, even temporarily, and keeping us and your other creditors informed is always the best approach.

If you are concerned about your financial situation, call us on 0800 848 8090. As a responsible lender we will work with you to try and make sure you stay in control of any money concerns you may have, whether they are short or long term.